BSE List Price : ₹139.00

NSE List Price : ₹139.00

subscription

Category	Times
QIBs	52.65x
HNIs	15.69x
Retail	3.39x
Total : 20.10x

IPO Market Lot(s) Distribution

Application	Lot Size	Shares	Amount
Retail Minimum	1	107	₹14,873
Retail Maximum	13	1,391	₹193,349
S-HNI Minimum	14	1,498	₹208,222
S-HNI Maximum	67	7,169	₹996,491
B-HNI Minimum	68	7,276	₹1,011,364

About the Company

Asset Reconstruction Company (India) Limited was incorporated as a public limited company under the Companies Act, 1956 on February 11, 2002. The Company received its certificate of commencement of business on May 7, 2003, followed by the RBI Certificate of Registration on August 29, 2003, enabling it to commence its business operations.

The Company was the first Asset Reconstruction Company (ARC) to be incorporated in India.

The Company is a leading ARC operating across India and is primarily engaged in the acquisition and resolution of stressed financial assets. Its core activities include acquiring NPAs from banks and financial institutions, implementing resolution strategies through restructuring, enforcing rights over underlying securities, and undertaking settlements with borrowers.

The Company operates across three key business verticals, namely Corporate Loans, SME Loans, and Other & Retail Loans.

The Company has established itself as India’s first ARC and has one of the largest, including the second-largest, AUMs in the industry. Its strengths include expertise in acquiring stressed assets, increasing investments in Security Receipts (SRs), established resolution and collection frameworks, consistent financial performance, and an experienced Board and management team supported by marquee investors.

Company Financial Report

_{Amount ₹ in Crores}

Period Ended	Revenue	Expense	PAT	Assets
2024	₹609.49	₹194.75	₹310.89	₹3656.69
2025	₹607.84	₹176.68	₹309.24	₹4395.99
2026	₹749.92	₹285.34	₹322.69	₹5726.40

Company Promoter

Avenue India Resurgence Pte.Ltd

State Bank of India

Know before investing

• • Strengths

  The Company has established expertise in acquiring stressed financial assets through a structured acquisition process supported by credit evaluation, risk management, data analytics, and technology-enabled tools. These capabilities assist in assessing borrower risk and evaluating the recovery potential of stressed assets.

  The Company has developed a comprehensive resolution and collections framework to maximise recoveries from stressed assets. Its resolution strategies include proceedings under IBC, negotiated settlements, debt restructuring or rescheduling, SARFAESI and DRT, along with the induction of strategic investors wherever required.

  The Company has maintained a consistent track record of financial and operational performance, supported by profitable growth, disciplined bidding, effective resolution strategies, and its ability to recover outstanding dues.

• • Risks

  The Company may face risks arising from non-compliance with RBI observations, directions, or prescribed action plans during regulatory inspections. Any such non-compliance could lead to penalties or restrictions and adversely affect its reputation, business operations, and financial performance.

  The Company acquires stressed assets through competitive bidding processes, including Swiss challenge and anchor processes. Its inability to acquire an adequate volume of assets at suitable prices, or increased competition from bidders willing to accept lower margins, could adversely impact its growth and financial performance.

  The Company may face challenges in recovering dues from acquired stressed assets within the expected timeframe or may not be able to recover them fully. Recovery depends on the successful implementation of various resolution mechanisms, including IBC, settlements, restructuring or rescheduling, SARFAESI, DRT proceedings, and liquidation of underlying assets.

Objects of the Issue & Utilisation of proceeds

To realise the benefits associated with listing the Equity Shares on the Stock Exchanges.

Company  Address

Asset Reconstruction Co.(India) Ltd.
The Ruby, 10th Floor
29 Senapati Bapat Marg,
Dadar (West)
Mumbai, Maharashtra, 400028
Phone: +91 22-66581300
Email: cs@arcil.co.in
Website: https://www.arcil.co.in/

IPO Registrar

MUFG Intime India Pvt.Ltd.
Phone: 022-49186000
Email: arcil@in.mpms.mufg.com
Website: https://in.mpms.mufg.com/Initial_Offer/public-issues.html